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Proposed

Bill: Building damage insurance for new homes to be phased out

Official title (in Danish): Forslag til lov om ændring af byggeloven. (Udfasning af byggeskade­for­sikring­sord­nin­gen)

Bill · L 77 (2026-27)

In short

Reading time: 1 min
  • What is proposed:
    • The bill proposes to phase out the building damage insurance scheme.
    • It will no longer be mandatory to take out building damage insurance for the building types covered by the scheme.
  • Who would be affected: Professional developers who build residential housing, and homeowners in construction where the application for a building permit is submitted from 1 January 2027 (for applications submitted before this date, the existing rules apply).
  • When: The bill has not been passed yet.

Written by AI from verbatim quotes from the source and checked by code and AI. Dates, tables and the fact box are calculated by fixed rules. Unofficial translation. Always read the original.

If the bill is passed:

  • It is no longer mandatory to take out building damage insurance for the building types covered by the scheme.
  • Construction projects with applications submitted before 1 January 2027 are still covered by the mandatory insurance for 10 years.
  • Chapter 4 A of the Building Act is repealed (that a rule stops applying).

Sources and original

Read the official text (in Danish) →

Source: the Danish Parliament (ft.dk)

Translated from Danish · The Danish version and the original source apply.

Summary by the Danish Parliament (in Danish)

Lovforslagets formål er at udfase byggeskade­for­sikring­sord­nin­gen. Ordningen indebærer, at den professionelle bygherre, som opfører boligbyggeriet, skal tegne en forsikring, som dækker boligen mod alvorlige byggeskader hos for­sikrings­sel­skaberne. På baggrund af en markant nedgang i udbydere af byggeskade­for­sikringer og deraf manglende konkurrence foreslås det, at byggeskade­for­sikrings ordningen udfases pr. 1. januar 2027, således at det ikke længere vil være obligatorisk at tegne en byggeskade­for­sikring for de bygningstyper, der er omfattet af ordningen. Der er tale om et erhvervsrettet lovforslag, der ønskes vedtaget senest 4 uger før den 1. januar 2027. Det foreslås, at loven træder i kraft den 1. januar 2027.

Source: Folketinget (ft.dk). Reproduced unchanged.

Timeline

How to read the timeline

  • Filled dot: this has happened. The date and the source are shown below the point.
  • Empty dot: an upcoming step. The date may be known or not known yet.
  • Square: the case ended here, e.g. because the bill was rejected or withdrawn.
  • "The date is in the source, but entry into force has not been confirmed yet" (or just "not confirmed yet") means the date has passed, but the source does not yet show that the law or rule has entered into force. We only change the status when the source confirms it.
  1. Introduced · 21 October 2026
    Status in the Danish Parliament: Fremsat
    Folketingets Åbne Data – sagstrin: fremsættelse
  2. Passed
    Awaiting the Danish Parliament
  3. Enters into force
    The date is not known yet